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While the threat from hackers is low for individuals, a more serious threat to personal privacy comes from unscrupulous internet law companies that operate websites for quick quids. Many internet law sites require you to register before you can use its services. Often you must provide personal information, such as your name, street address, and e-mail address. Then as you browse the site, data is collected as to which pages you visited, how long you remained on each page, the links you clicked, what terms you searched, and so on. After a number of visits to the site, a personal profile emerges. The question is, what do internet law site operators do with this information? Most claim that they use it to personalize your experience on the site. For instance, if a internet law site learns that you are interested in internet law, the next time you visit the site, you might be presented with an article or advertisements for that and related products. But some internet law websites sell this information to marketers, which means that you may find yourself receiving unwanted catalogs from garden suppliers. Our preferred retailer does not do this. umer Tips: Debit Card Fraud by: News Canada
(NC)-With approximately 36,000 ABM machines, and some 460,000 direct payment terminals in more than 350,000 businesses across Canada, it's not surprising that Canadians are the highest per-capita users of debit cards in the world. Recent media stories have reported debit card fraud and the need for consumers to take proper precautions to protect themselves. Beware of retailers that swipe your card twice. The second swipe may be on a card reader that skims your personal bank information from the magnetic strip. Thieves create fraudulent cards with this information, which enables them to take money from your bank account. First, however, they must get your personal identification number, or PIN. They do this by what is termed "shoulder-surfing" (peering over someone's shoulder when they punch in their four-digit personal identification numbers), in some instances they also use concealed cameras, installed in the ceilings above automated teller machines, which photograph the PINs. Follow these tips to protect your money and your debit cards against fraud and misuse:
For more information on common fraud and scam practices, and how to best prevent them, visit the Canadian Consumer Information Gateway at ConsumerInformation.ca, a Web site developed by Industry Canada's Office of Consumer Affairs. Created by federal, provincial, territorial governments and their partners, it provides Canadians with access to hundreds of objective, reliable, current consumer information sources.
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