home mortgage loan
home mortgage loan with http://www.lawmeet.com

home mortgage loan

Law Meet

Search the Web
mortgage rates
home mortgage loan
interest
loans
mortgage broker
mortgage brokers
mortgage calculator
mortgage calculators
mortgage company
mortgage financing

The Best home mortgage loan website

All the home mortgage loan information you need to know about is right here. Presented and researched by http://www.lawmeet.com. We've searched the information super highway far and wide to provide you with the best home mortgage loan site on the internet today. The links below will assist you in your efforts to find the information that you are looking for about
home mortgage loan, this web site also contains detailed information about mesothelioma diagnosis, mesothelioma treatment, clinical trials, and medical breakthroughs. You will also find useful resources such as lists of physicians and medical centers, as well as Lipitor, Asbestos and Vioxx.

home mortgage loan
home mortgage loan, , home mortgage loan, , home mortgage loan,
http://www.meetingsonthenet.com/
CLICK HERE RIGHT NOW

home mortgage loan
interest
loans
mortgage broker
mortgage brokers
mortgage calculator
mortgage calculators
mortgage company
mortgage financing
mortgage interest
mortgage lender
mortgage lenders
mortgage loan
mortgage loans
mortgage rate
mortgage rates

Stop Collection Agency Harassment

 by: Susan Chana Lask, Esq.

Owing a debt does not automatically subject you to harrassing, threatening and other inappropriate collection agency behavior. Some collection agencies go too far with what I call "renegade collectors" they will repeatedly call you at your home and/or business, threaten to send a marshall over to serve you with lawsuit papers or send intimidating letters, appearing to come from an attorney or law firm, stating that you will lose your car, wages and other property if you do not pay your debt! It does not matter that you failed to pay a debt or that you can not afford to pay your debt at this time no one should intimidate, threaten or harrass you or coerce you to give out personal or financial information. Inappropriate collection procedures can intimidate you into paying for costs that may not even be your responsibility.You are protected by the law from innapropriate collection procedures.

The Federal Fair Debt Collection Practices Act, the New York City Consumer Protection Law Regulation 10 and New York State Statute, General Business Law, Article 29-H, (the "State Statute") all prohibit threatening, harrassing and intimidating collection procedures. For instance, the State Statute prohibits a collection agent from (a) threatening to communicate with your employer prior to that agent obtaining a judgement against you, (b) communicating with your family or household at such frequency or at such unusual hours as can reasonably be expected to be abusive or harrassing, or (c) simulating any legal or judicial process or appearing to be authorized, issued or approved by the government or an attorney to collect a debt. Also, if the collection agent sends you a letter demanding you pay without the reuired notice under the federal law regarding your confidentiality, your rights to dispute the debt an dgiving you the appropriate 30 days to respond, then the debt collector is automatically liable to you for any damages plus three times the amount of your damages. Each violation of the State Statute is a seperate misdemeanor offense. You can file charges with the State Attorney General or your County District Attorney and also request a restraining action against the collection company to stop it from continuing abuse and harrassment.

If you feel abused or harrassed by a collection agency, call that agency and get the name and address of the owner/president. Send your written complaint, by certified mail, return receipt, to the owner/president and include in your letter that you "believe that agency is violating the Federal Fair Debt Collection Practices Act and other state and local laws and that you will (a) file complaints with the Attorney General or the District Attorney's office (subjecting the collection company to misdemeanor charges) and (b) request a restraining action against the collection agency." If the collection company continues to abuse and harrass you, then go ahead and file your charges and complaints .

This article is certainly not all inclusive and is intended only as a brief explanation of the legal issue presented. Not all cases are alike and it is strongly recommended that you consult an attorney if you have any questions with respect to any legal matters.

Any questions and/or comments with respect to this topic or any other topic, contact:

http://www.appellate-brief.com

Law Offices of Susan Chana Lask


853 Broadway, Suite 1516


New York, NY 10003


(212) 358-5762

Susan Chana Lask, Esq. c 2004

About The Author

Susan Chana Lask is named in the media as New York's "high powered attorney". She practices sucessfully all civil, criminal & appeals cases in State & Federal courts nationwide. http://www.appellate-brief.com


scl@appellate-brief.com

Google

http://www.meetingsonthenet.com/
Xbox online games | Medical Newscast | Kids Meet | Medical Meetings On The Net | Listen On The Net

Fantasy Football   Internet Meetings   MD Newscast